ACCEPTANCE OF THE TERMS OF USE

CoverMySix, LLC operates websites including all parts of this Website, and it provides services and applications through this Website and software it develops; we refer to these as the “Website,” the “sites,” the “services,” or “our sites and services.”

These terms of use are entered into by and between you (“you” or “user”) and CoverMySix, LLC, an Ohio limited liability company (“CoverMySix”, “we”, or “us”). These terms of use (the “Terms of Use”), govern your access to and use of https://covermysix.com/ (the “Website”), including any content, functionality, and services offered on or through the Website. You and CoverMySix are collectively “parties”, and each a “party” to these Terms of Use.

Please read the Terms of Use carefully before you start to use the Website or any services offered. By accessing and/or using the Website, you are a “user,” and you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, which is located at https://covermysix.com/privacy-policy, and which is incorporated herein by reference. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Website.

This Website is offered for use to users who are at least eighteen (18) years of age or older and who reside in the United States or any of its territories or possessions. By using this Website, you represent and warrant that you are of legal age to form a binding contract with CoverMySix, and that you meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.

GENERALLY

Our sites and services may provide users with access to attorneys and/or self-help services including general information related to laws, rules and/or regulations designed to help users become aware of their own legal needs. Our sites and services also provide services to lawyers, legal professionals, and professional service providers. Our sites and services may also be used by lawyers, legal professionals, and other professional service providers to provide services to their clients.

We are not lawyers. We are not a law firm. We do not provide legal advice. We are not a substitute for lawyers or law firms qualified to provide legal advice. The accuracy, completeness, adequacy or currency of the content on our sites and services is neither warranted nor guaranteed. Our sites and services are not substitutes for the advice or services of a licensed attorney or law firm. We recommend you consult a lawyer or other appropriate professional licensed in your jurisdiction if you want legal, business, insurance, or tax advice.

We strive to keep our content accurate, current and up-to date. However, laws change regularly, so we cannot guarantee that all of the information available through the sites and services is complete or current. Many laws are different from jurisdiction to jurisdiction. Even laws that are the same or similar between jurisdictions are frequently treated or interpreted differently by different courts in different jurisdictions. Courts, regulators and/or law enforcement officials may also enforce the same or similar laws differently in different jurisdictions. Your ability to comply with applicable laws, rules and regulations is a personal matter, and no general information or self-diagnostic tools like the kind we provide will be helpful in every unique circumstance. Indeed, none of the legal information contained on the site and services is legal advice, and none of it is guaranteed to be useful, appropriate, correct, complete or up-to-date. Therefore, if you need legal advice then you should consult with a lawyer who is licensed to practice in your jurisdiction. Nothing on our Website nor any of our other sites or services are intended to provide any advice other than to consult with a licensed attorney nor does the use of the Website create any attorney-client relationship. Your use of our sites and services does not and will not in any circumstance create an attorney-client relationship between us and you. We are not a lawyer referral service; the sites and services, and the resources and information available on or through the sites and services, is for personal use only.

DISCLOSURES

We are not a law firm. However, we are partly owned by licensed attorneys who also have ownership interests in Gertsburg Licata Co., LPA, an Ohio law firm (“GL”).

Our sites and services may bring compliance issues or other risks to your attention that may or may not be relevant to your unique situation, and you may wish to have an attorney review and provide solutions to address those issues (“compliance services”). You may also become aware (independently or through your use of our sites and services) of services that may be appropriate to address compliance issues and/or other risks that you believe (through your use of our sites and services or otherwise) may exist in your unique situation.

Through your use of our Website and/or our other sites and services, you may become aware that GL exists. You have no obligation to seek compliance services or other services from GL simply because you have used the sites and services provided by this Website. Nothing in these Terms of Use or elsewhere on our Website imposes any kind of obligation whatsoever that would require you to seek compliance services or other services from GL; nor should these Terms of Use or any other information on our Website be construed as creating any kind of obligation requiring you to seek compliance services or other services from GL. If you believe that you are in need of compliance services or legal advice, it is your absolute right to consult with an attorney of your choice, and we strongly encourage you to do so.

CHANGES TO THE TERMS OF USE

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website and the sites and services thereafter.

Your continued access and use of the Website and the sites and services following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page each time you access the sites or services so that you are aware of any changes because any changes are binding on you.

ACCESSING THE WEBSITE AND ACCOUNT SECURITY

We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, or any of our other sites or services, in our sole discretion and without notice to users. We will not be liable, if for any reason, all or any part of the Website or the sites or services are unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, or to any other parts or portions of our sites and services.

You are responsible for:
• Making all arrangements necessary for your access to and use of the Website and our sites and services.
• Ensuring that all persons who access or use the Website and our sites and services through your internet connection are aware of these Terms of Use and comply with them.

To access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website and our sites and services that all the information you provide to us is correct, current, and complete. You agree that all information you provide to register with us is governed by our Privacy Policy located at https://covermysix.com/privacy-policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

If you choose or are provided with a username, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or the sites and services using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you log out and exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.

We have the right to disable any username, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.

INTELLECTUAL PROPERTY OWNERSHIP AND RIGHTS

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by CoverMySix, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms of Use permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website or our sites and services, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
• You may store files that are automatically cached by your Web browser for display enhancement purposes.
• You may print or download one (1) copy of a diagnostic scorecard that we provide for your own personal, non-commercial use and not for further reproduction, publication, or distribution. Nothing in this section is intended to prevent you from reviewing your specific diagnostic scorecard with an attorney of your choosing.
• If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.
• If we provide social media features with certain content, you may take such actions as are enabled by such features.

You must not:

• Modify copies of any materials from this site.
• Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.
• Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.

You must not access or use for any commercial purposes any part of the Website or any services or materials available through the Website.

You are prohibited from printing, copying, modifying, downloading and/or otherwise using or providing any other person with access to any part of the Website in breach of the Terms of Use. If you do so, your right to use the Website and our sites and services will stop immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by CoverMySix. Any use or disclosure of the Website or our sites and services not expressly permitted by these Terms of Use is a breach of these Terms of Use and may also violate copyright, trademark, and other laws. Nothing in this section is intended to prevent you from reviewing your specific diagnostic scorecard with an attorney of your choosing.

You may not use CoverMySix’s name, the CoverMySix logo(s), or any related names, logos, product or service names, designs, and slogans without the prior written permission of CoverMySix. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

PROHIBITED USES

You may access and use the Website and our sites and services only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website or our sites and services:

• In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
• To send, knowingly receive, upload, download, use, or re-use any material that does not comply with the Content Standards set out in these Terms of Use.
• To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter”, “spam”, or any other similar solicitation.
• To impersonate or attempt to impersonate CoverMySix, and CoverMySix employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).
• To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm CoverMySix or users of the Website or expose them to liability.

Additionally, you agree not to:

• Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Website, including their ability to engage in real time activities through the Website.
• Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.
• Use any manual process to monitor or copy any of the material on the Website or for any other unauthorized purpose without our prior written consent.
• Use any device, software, or routine that interferes with the proper working of the Website.
• Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
• Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
• Otherwise attempt to interfere with the proper working of the Website.

RELIANCE ON INFORMATION POSTED, PUBLISHED, OR PRESENTED

The information presented on or through the Website is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

This Website may include content provided by third parties, including materials provided by third-party licensors and other users. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by CoverMySix, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of CoverMySix. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

CHANGES TO THE WEBSITE OR OUR SITES AND SERVICES

We may update the content on this Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.

INFORMATION ABOUT YOU AND YOUR VISITS TO THE WEBSITE

All information we collect on this Website is subject to our Privacy Policy located at https://covermysix.com/privacy-policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.

LINKING TO THE WEBSITE AND SOCIAL MEDIA FEATURES

You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part without our express written consent.

This Website may provide certain social media features that enable you to:

• Link from your own or certain third-party websites to our homepage.
• Send emails or other communications with a link to our homepage.

You may use these features solely as they are provided by us, and solely with respect to the content they are displayed with and otherwise in accordance with any additional terms and conditions we provide with respect to such features. Subject to the foregoing, you must not:

• Establish a link from any website that is not owned by you.
• Cause the Website or portions of it to be displayed on, or appear to be displayed by, any other site, for example, framing, deep linking, or in-line linking.
• Link to any part of the Website other than the homepage.
• Otherwise take any action with respect to the materials on this Website that is inconsistent with any other provision of these Terms of Use.

The website to which you are linking, must comply in all respects with the Content Standards set out in these Terms of Use.

You agree to cooperate with us in causing any unauthorized framing or linking immediately to stop. We reserve the right to withdraw linking permission without notice.
We may disable all or any social media features and any links at any time without notice in our discretion.

LINKS FROM THE WEBSITE

If the Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

GEOGRAPHIC RESTRICTIONS

The owner of the Website is based in the State of Ohio (USA). We provide this Website for use only by persons located in the United States. We make no claims that the Website or any of its content is accessible or appropriate outside of the United States. Access to the Website may not be legal by certain persons or in certain countries. If you access the Website from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

DISCLAIMER OF WARRANTIES

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data.

YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER COVERMYSIX NOR ANY LICENSEE, OR OTHER PERSON OR ENTITY ASSOCIATED WITH COVERMYSIX MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER COVERMYSIX NOR ANY LICENSEE, OR OTHER PERSON OR ENTITY ASSOCIATED WITH COVERMYSIX REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE, SERVICES, OR THE SERVERS THAT MAKE THE SITE AND SERVICES AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

TO THE FULLEST EXTENT PROVIDED BY LAW, COVERMYSIX, ITS AFFILIATES, LICENSORS, LICENSEES, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS (COLLECTIVELY, THE “CM6 PARTIES”) HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

LIMITATIONS ON LIABILITY

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE CM6 PARTIES BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

TO THE FULLEST EXTENT PROVIDED BY LAW, THE CM6 PARTIES WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

IF, NOTHWITHSTANDING THE OTHER PROVISIONS OF THESE TERMS OF USE, CM6 IS FOUND TO BE LIABLE FOR ANY DAMAGE OR LOSS WHICH ARISES OUT OF OR IS IN ANY WAY CONNECTED WITH YOUR USE OF THE SITE OR ITS CONTENT, CM6’S TOTAL LIABLITY, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE WILL NOT EXCEED THE GREATER OF (1) THE AGGREGATE OF ALL AMOUNTS AND OTHER CHARGES ACTUALLY PAID BY YOU TO THECM6 PARTIES DURING THE TWELVE MONTH PERIOD IMMEDIATELY PRECEDING ANY CLAIM, OR (2) $10.00 USD. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the CM6 Parties, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, any use of the Website’s content, services, and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the Website.

GOVERNING LAW AND JURISDICTION

All matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Ohio without giving effect to any choice or conflict of law provision or rule (whether of the State of Ohio or any other jurisdiction).

Any legal suit, action, mediation, arbitration or other proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Ohio and County of Cuyahoga. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

MULTI-TIERED DISPUTE RESOLUTION PROCEDURE

You and the CM6 Parties agree to resolve any dispute, controversy, or claim arising out of or relating to the Website or the sites and services, or these Terms of Use, or the breach, termination or invalidity hereof (each, a “Dispute”), according to the procedure enumerated below (the “Multi-tiered Dispute Resolution Procedure”), which Multi-tiered Dispute Resolution Procedure shall be the exclusive mechanism for resolving any Dispute that may arise from time to time between the parties. Completion of the Multi-tiered Dispute Resolution Procedure is an express condition precedent to any confidential and binding arbitration of the parties’ Dispute.

1. Negotiation— A party shall send written notice to the other party of any Dispute (“Dispute Notice”). The parties shall first attempt in good faith to resolve any Dispute stated in the Dispute Notice by negotiation and consultation between themselves, including through not fewer than two (2) negotiation sessions whereat each party shall be represented by counsel and a person authorized to enter into a binding resolution on the party’s behalf. In the event that such a Dispute is not resolved after the earlier of (a) two (2) negotiation sessions or (b) otherwise on an informal basis within fourteen (14) days after one party delivers the Dispute Notice to the other party, either party may, by written notice to the other party, initiate mediation.
2. Private Mediation—Subject to the completion of item 1, above, the parties may, at any time thereafter, submit their Dispute to any mutually agreed upon to mediator or mediation service for mediation by providing to the mediation service a joint, written request for mediation, setting forth the subject of the dispute and the relief requested. The parties shall cooperate with one another in selecting a mediation service, and shall cooperate with the mediation service and with one another in selecting a neutral mediator and in scheduling the mediation proceedings. The parties covenant that they will use commercially reasonable efforts in participating in the mediation. The parties agree that the mediator’s fees and expenses and the costs incidental to the mediation will be shared equally between the parties. The parties further agree that all offers, promises, conduct, and statements, whether oral or written, made in the course of the mediation by any of the parties, their agents, employees, experts, and attorneys, and by the mediator and any employees of the mediation service, are confidential, privileged, and inadmissible for any purpose, including impeachment, in any litigation, arbitration or other proceeding involving the parties, provided that evidence that is otherwise admissible or discoverable shall not be rendered inadmissible or non-discoverable as a result of its use in the mediation.

3. Binding Arbitration as a Last Resort—If the parties cannot resolve any Dispute for any reason, including, but not limited to, the failure of either party to agree to enter into mediation or accept any settlement proposed by a mediator, within thirty (30) days after their Dispute is escalated to mediation, then either party may submit a demand for arbitration with the American Arbitration Association in accordance with its Commercial Arbitration Rules. The parties agree that the result of such arbitration shall be confidential, final and binding upon the parties, and that the parties shall have no right to appeal the result of the arbitration.

The parties agree that, if CoverMySix’s intellectual property is the subject of any Dispute, then CoverMySix, in its sole discretion, may seek injunctive and legal relief in court in lieu of completing the Multi-tiered Dispute Resolution Procedure.

LIMITATION ON TIME TO FILE CLAIMS

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

WAIVER AND SEVERABILITY

No waiver by CoverMySix of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of CoverMySix to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

TERMS AND CONDITIONS OF ATTORNEY ADVERTISING SERVICES FOR USERS

Our sites and services may help you locate law firms, attorneys, or other professional services through paid attorney advertisements which will provide you with information on law firms and/or lawyers willing to contact you with your permission for the purpose of providing compliance services to you (collectively, “attorney advertising services”). Lawyers and law firms, if any, participating in attorney advertising services, including GL, are only required to make a reasonable advertising payment to us, and we neither require nor make any recommendations that you should engage any such lawyers or law firms, including GL, for compliance services or any other reason. Hiring an attorney is an important decision, and you must make that decision carefully and based on your own judgment and evaluation of that attorney. If you decide to use the attorney advertising services, please read these terms and conditions:

1. Our provision of the attorney advertising services does not create or otherwise foster an attorney-client relationship between you or us.
2. Our sites and services are only one source of information among the many sources available to you. We strongly urge you to make an informed decision and consider multiple sources before hiring an attorney.
3. You understand that any attorney listings or directories are provided by third parties and may contain inaccurate, incomplete, or outdated information. You agree you must independently verify the accuracy of any information you obtain from our sites and services.
4. We will never refer you to a specific attorney or service. You are solely responsible for selecting an attorney or other service and determining whether the information you obtain through your use of our sites is suitable for your purposes. Any agreements regarding legal services and/or the payment of attorneys’ fees is outside the scope of our sites and services and strictly between the user and the third party and do not involve us in any way. We receive no portion of any attorneys’ or law firms’ fees. We are not involved in or responsible for any transactions that might occur, and we do not guarantee that such transactions will occur.
5. The release and security of any sensitive or confidential information transmitted by you to any attorney or service is your sole responsibility.
6. We do not recommend or endorse any particular attorney or legal service and make no representation, guarantee or warranty (express or implied) as to the legal ability, competence, quality, or reliability of the services of any lawyer or law firm. Before allowing lawyers or law firms to participate in the attorney advertising services, we do confirm attorneys’ license statuses with the applicable bar associations, but we do not review licensing status on an ongoing basis, and we have not and do not review or vet qualifications, experience or other matters related to lawyers, law firms or any legal services. You must independently verify the qualifications of any such legal professionals and services.
7. Lawyers and law firms participating in the attorney advertising services are selected by a neutral process involving no evaluative judgments on our part; a lawyer’s or law firm’s participation does not mean they are the “best” or “right” lawyer for your needs or that they are preferred over others. Our inclusion of participating advertising lawyers or law firms has no relationship to or bearing upon your unique potential legal problem.
8. We cannot perform a check for conflicts of interest between you and any attorney.
9. You may be required to provide personal information such as name, address, email address, or telephone number. If provided, you grant us a worldwide, royalty-free, non-exclusive and fully sublicensable license to use, distribute, reproduce, modify, publish and translate personal information solely for the purpose of enabling your use of the attorney advertising services.
10. If you use the attorney advertising services, you agree that: IN NO EVENT WILL WE BE LIABLE FOR DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR ANY SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES) ARISING OUT OF OR IN CONNECTION WITH THE ATTORNEY ADVERTISING SERVICES OR FOR ANY ADVICE, INFORMATION OR SERVICES PROVIDED TO YOU BY ANY ATTORNEY WITH WHOM YOU MAY MAKE CONTACT THROUGH OUR SITES AND SERVICES. TO THE EXTENT THE FOREGOING LIMITATION OF LIABILITY IS PROHIBITED, YOU AGREE OUR SOLE OBLIGATION TO YOU FOR DAMAGES WILL BE LIMITED TO $100.00.

If you disagree with these terms and conditions, please do not use the attorney advertising services.

ATTORNEY ADVERTISING SERVICE USE, ETHICS NOTICE, AND COMPLIANCE WITH RULES FOR ATTORNEYS

Attorneys participating in any aspect of our sites or attorney advertising services are bound by these Terms of Use.

If you are an attorney participating in any aspect of our sites and/or attorney advertising services, you also represent, warrant, and agree that:

• You are an attorney in good standing and licensed to practice law in at least one state of the United States, one of its possessions, and/or the District of Columbia.
• You will promptly notify us of all events affecting the status of your license to practice law in any jurisdiction in which you are licensed to practice law including the filing of any grievance, claim, reprimand, or censure brought against you, as well as any resignation, suspension of license, loss of license, or other license status change.
• The rules of professional conduct or other ethical rules regulating the practice of law in any and all jurisdictions in which you are licensed to practice (collectively, the “Rules”) apply to aspects of your participation and activities on our website.
• You will not provide specific legal advice in any of your content, and your content will be competent, appropriate, educational and compatible with all Rules in effect in all jurisdictions in which you are licensed to practice.

The Rules include but are not limited to, all rules governing attorney advertising and solicitation of clients, the establishment of attorney-client relationships, the preservation of client and prospective client confidences, the unauthorized practice of law, and misrepresentations of fact. Without having any obligation to do so, we strongly urge you to include appropriate disclaimers regarding these topics. We disclaim all responsibility for your compliance or noncompliance with the Rules. We will have no liability to you arising out of or related to your compliance or noncompliance with such laws or rules, including the Rules, or otherwise related to our inclusion or failure to include disclaimers or notices of any kind.

ATTORNEY ADVERTISING SERVICES MONITORING AND ENFORCEMENT; TERMINATION

We have the right to:

• Remove or refuse to post any Attorney Advertising for any or no reason in our sole discretion.
• Take any action with respect to any Attorney Advertising that we deem necessary or appropriate in our sole discretion, including if we believe that such Attorney Advertising violates the Terms of Use, including the Content Standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Website or the public, or could create liability for CoverMySix.
• Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.
• Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Website.
• Terminate or suspend your access to all or part of the Website for any or no reason, including without limitation, any violation of these Terms of Use.

Without limiting the foregoing, we have the right to cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Website.

YOU WAIVE AND HOLD HARMLESS THE CM6 PARTIES FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING, OR TAKEN AS A CONSEQUENCE OF, INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.

However, we do not undertake to review all material before it is posted on the Website and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.

CONTENT STANDARDS

These content standards apply to any and all Attorney Advertising and use of the website. Attorney Advertising must in its entirety comply with all applicable federal, state, local, and international laws and regulations. Without limiting the foregoing, Attorney Advertising must not:
• Contain any material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable.
• Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age.
• Infringe any patent, trademark, trade secret, copyright, or other intellectual property or other rights of any other person.
• Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Use and our Privacy Policy located at https://covermysix.com/privacy-policy.
• Be likely to deceive any person.
• Promote any illegal activity, or advocate, promote, or assist any unlawful act.
• Cause annoyance, inconvenience, or needless anxiety or be likely to upset, embarrass, alarm, or annoy any other person.
• Impersonate any person or misrepresent your identity or affiliation with any person or organization.
• Involve commercial activities or sales, such as contests, sweepstakes, and other sales promotions, barter, or advertising.
• Give the impression that they emanate from or are endorsed by us or any other person or entity, if this is not the case.

COPYRIGHT INFRINGEMENT

If you believe that any Attorney Advertisements or User Content violate your copyright, please contact us at [email protected] for instructions on sending us a notice of copyright infringement. It is the policy of CoverMySix to terminate the user accounts of repeat infringers.

ENTIRE AGREEMENT

The Terms of Use and our Privacy Policy constitute the sole and entire agreement between you and CoverMySix regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

YOUR COMMENTS AND FEEDBACK

All other feedback, comments, requests for technical support, and other communications relating to the Website should be directed to [email protected].